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CA refusing to sign pay for delete agreement


Kaveri
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I have recently contacted a CA to try and settle with pay for delete agreement. The CA is refusing to sign any agreement that I can send them as "that is against their company policy" and do not have anything similar that they can send me guaranteeing the removal of the item from my report. The only "guarantee" I could get from them is, "You will just have to take my word for it". They have also stated that over word of mouth notice that due to me asking for the pay for delete offer that I now only have a few days to pay on the account or the offer will no longer be valid.

I am not sure what the next course of action should be. Any recommendations. This one CA has three medical accounts together that are all being reported seperately to CRA.

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Next time you speak to them on the phone, have them repeat that "you'll have to take my word for it" line while you record it. After they've said it, mention that they have now completed a verbal contract & that unless they honor it, you'll be happy to call your atty as well as the local newspaper (in this economy, the press loves stories like this) Give them 24 hours to fax/overnight a notorized letter to you stating exactly what you want. They have no intention of deleting & will not do so until you twist their spindly little arm.

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Thanks for all the info. I will keep all this in mind when I speak with them today. After searching on this company I am seeing others that are being plagued with the same situation, whether past or present.

How effective is just sending in PFD agreements (or the like) to the CA's? Is it more likely to just be ignored, or that I might get a statement back from them stating they are refusing to sign it, or (and I know this is probably a slim-to-none chance) they just sign it and send back.

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You get more flies with honey than vinegar.

CA's have contractual agreements with the CRA's. They both value this symbiotic relationship and won't sign an agreement with a consumer that violates it. At least you didn't get the 'it's illegal' line.

There is nothing about a NDA that violates their contract or their business relationship. Client/Subscriber/Data Furnishers pay to report to the CRA's. It saves money when they halt reporting on a paid collection account. That's why NDA is a better way to go.

Of course, you can always continue to pursue your PFD. But if you'd actually like to get this resolved, you may wish to investigate other options.

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