direred

Guess What I Have? It's very cool!

Recommended Posts

I have a clean EX!

I did my every-13th-month dispute of my last remaining baddie on EX and....

It was updated to a clean tradeline!

FICO jump from 627 -> 648.

I started with 35 baddies on Experian and an EX FICO score of 483 four years and one month and one week ago.

Given E-Oscar, this may also get pushed to EQ and TU, so I'm curious to see what'll happen with that.

This baddie wasn't scheduled to drop off for nearly two more years.

It's gone off EQ now as well, so I got a three-point bump there (633->636). I still have one baddie.

Naturally, Cindy Brady hasn't updated yet, so I'll just have to wait to find out about my third score. I have one baddie there too.

Share this post


Link to post
Share on other sites

Yes, your lethal waiting skills rival my own!

The irony here is that everything I worked so hard to remove would have been gone by now anyway. How do I justify that time???

Well I take solace in the fact that my new accounts are 2 years older than they would have been! Time well spent I guess.

Share this post


Link to post
Share on other sites

Oh, I had a baddie the month before I started. That one's gone, fortunately. So I'd be stuck with three more years.

I don't think the work was in vain, though, because it's helped me see how hard it is to fix and is a huge disincentive to get into that bind again.

Share this post


Link to post
Share on other sites
Guest
This topic is now closed to further replies.