mlysa82 Posted October 21, 2008 Report Share Posted October 21, 2008 I started visiting this site awhile ago and slowly have been repairing my credit.... Now, I'm stuck. My biggest priority is my repo with GMAC. My "attack" was as follows:1st dispute with all 3 CRAs: 8/28/2007Result: "verified"2nd dispute with all 3 CRAs: 10/4/2007Result: "verified"Dispute with OC: 10/31/2007No ResultI had to take a break from my Credit Repairand now all 3 reports are coming back with a note: Updated/Verified 10/2007 I also now have a Collection Account listed for the same debt. I have disputed and started debt validation for this account. What do I do about this GMAC problem? Link to comment Share on other sites More sharing options...
direred Posted October 21, 2008 Report Share Posted October 21, 2008 What's incorrect about the tradeline? Link to comment Share on other sites More sharing options...
mlysa82 Posted October 21, 2008 Author Report Share Posted October 21, 2008 Sorry, I didn't mention, the original TL had a date of Charge off/Collection as of 03/2004, but it actually happened in 09/2003. Link to comment Share on other sites More sharing options...
direred Posted October 22, 2008 Report Share Posted October 22, 2008 Was the charged off amount paid between Sep 03 and Mar 04? Link to comment Share on other sites More sharing options...
isislc Posted October 22, 2008 Report Share Posted October 22, 2008 I'll tell you now, by disputing that TL so close together it was just a waste of time. They most likely just parroted what was previously reported what was in their eOscar system. It takes 2-3 months for their system to purge the information. It is recommended that you wait up to 3 months after an investigation to re-dispute to avoid this problem. Link to comment Share on other sites More sharing options...
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