mlysa82

Please help... GMAC Verified on CRAs?

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I started visiting this site awhile ago and slowly have been repairing my credit.... Now, I'm stuck.

My biggest priority is my repo with GMAC. My "attack" was as follows:

1st dispute with all 3 CRAs: 8/28/2007

Result: "verified"

2nd dispute with all 3 CRAs: 10/4/2007

Result: "verified"

Dispute with OC: 10/31/2007

No Result

I had to take a break from my Credit Repairand now all 3 reports are coming back with a note: Updated/Verified 10/2007

I also now have a Collection Account listed for the same debt. I have disputed and started debt validation for this account.

What do I do about this GMAC problem?

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Sorry, I didn't mention, the original TL had a date of Charge off/Collection as of 03/2004, but it actually happened in 09/2003.

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I'll tell you now, by disputing that TL so close together it was just a waste of time. They most likely just parroted what was previously reported what was in their eOscar system. It takes 2-3 months for their system to purge the information. It is recommended that you wait up to 3 months after an investigation to re-dispute to avoid this problem.

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