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capitol one sueing me. help

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Hello, I had a cap one card over 4 years ago, I stop paying them back in november of 2003, it shows i was 30 days late, then 60,90,120 and then write off. I never paid them again,due to hardship. Early this year, a collection agency/lawyers office called me and harrassed me. I dv them and all the other stuff, and no other response.

in April of this year, they filed a suit, I didn't find out about this until a few weeks to go into the appearance date in court which was 10/23/08, Never served any docs. so, now i checked the court site, it said on 10/3/08 case management statement filed.

10/10/08 osc continued to 4/16/09, re:default judgment.

would you know what this means.


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It means that they got a default judgment.

But the good thing is that you can probably get it overturned (vacated). The reasons would be improper service and past the statute of limitations.

Click on the vacating judgments link at the top of this page.

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