Beefcake Posted October 22, 2008 Report Share Posted October 22, 2008 Good day all,I have a couple of questions about judgments for anyone who may know. I was involved in an accident back in 09/1998. My insurance had lapsed therefor I was not covered. In 9/2002 a judgment was ruled against me for $53,000 without my knowledge. In 5/2004 my license was suspended due to this judgment. I am trying to get my life back together now and make right what I can.I am curious how long someone can wait after an incident before filing for judgment? Also wondering what the best approach is to getting something like this cleared up? $53k is an awful lot of money that I don't have. However, I need my license so I can drive to my new job. Oh.. I live in Utah if this helps.Thanks to everyone in advance!! Link to comment Share on other sites More sharing options...
flacorps Posted October 22, 2008 Report Share Posted October 22, 2008 Your only hope is a Ch 7 BK. If the judgment is unenforceable due to BK, you should be able to get your license back. Link to comment Share on other sites More sharing options...
sgip2000 Posted October 22, 2008 Report Share Posted October 22, 2008 Your only hope is a Ch 7 BK. If the judgment is unenforceable due to BK, you should be able to get your license back.X2. Had a similar issue myself. You basically need a "proof of satisfaction" letter from the court that issued the license sanction. There are several ways that letter can be obtained. Paying it, Bankruptcy, settlement, getting it vacated, etc...In Oregon, one can get license reinstated after 10 years without judgement satisfaction. May want to check your states rules. Link to comment Share on other sites More sharing options...
Beefcake Posted October 23, 2008 Author Report Share Posted October 23, 2008 Isn't there a statute of limitations on how much time they have to initiate a judgment? In this case it was four years after the accident. Also I do not believe I was properly served since I never signed any papers. Link to comment Share on other sites More sharing options...
swirlgirl Posted October 23, 2008 Report Share Posted October 23, 2008 This is more of a civil matter. I don't know the SOL for something like this. But you may want to request a copy of the court file to see how you were served. You don't have to sign papers to be legally served. Link to comment Share on other sites More sharing options...
isislc Posted October 23, 2008 Report Share Posted October 23, 2008 To answer your question for how long do they have to file a suit. The SOL for Utah says that it needs to be done within 4 years the accident or injury occurred. Here is a link for all states since it differs for each one.http://injury.findlaw.com/personal-injury/personal-injury-law/personal-injury-law-limitations.htmlAs for how to handle this, you may well be stuck having to settle, pay, or file BK to clear this up. You won't be able to get your license back without satisfying the judgment. Even then, you will need to supply an SR-22 to prove you have insurance before they will approve the reinstatement after the satisfaction has been documented. If at any point you do not carry insurance/the SR22, your license will again be revoked immediately. Hope this helps. Link to comment Share on other sites More sharing options...
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