Devildawgjj Posted October 28, 2008 Report Share Posted October 28, 2008 And I don't mean in Blackjack. I had financial guy come to my shop and during his speech he said that soft inquiries count against your score. I questioned him but he was pretty adamant about it.Was I right, or wrong. Link to comment Share on other sites More sharing options...
sunset Posted October 28, 2008 Report Share Posted October 28, 2008 DH called a CRA last time he was in and asked about that (among other things). They said soft inquiries don't count against your score. If they did, I guess DH would be in the - (minuses) due to his own soft hits on his CR! Our CR's also state that no one but us see the soft inquiries. DH does have alot of soft inq's on his report but it doesn't affect him. Link to comment Share on other sites More sharing options...
swirlgirl Posted October 28, 2008 Report Share Posted October 28, 2008 Soft hits do not figure into your credit score. Otherwise, think of all the people who are doing daily pulls on TC, CreditKarma, etc. Link to comment Share on other sites More sharing options...
Devildawgjj Posted October 28, 2008 Author Report Share Posted October 28, 2008 You can't always argue with someone even though they are idiots! But then again what do I know. Link to comment Share on other sites More sharing options...
scorch Posted October 28, 2008 Report Share Posted October 28, 2008 Hard hits affect your score, Soft hits do not. Link to comment Share on other sites More sharing options...
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