woody99 Posted October 30, 2008 Report Share Posted October 30, 2008 Greetings all;I discovered this forum, while 'googling' some phone numbers of Collection outfits that keep calling me looking for someone with a similar name. Short history:About a year and a half ago, I started to get calls from (insert name of usual suspects here )collection folks looking for someone with the same first, last name, but different MI. Last January I started documenting these, and from time to time they slack off, but never really go away. Yesterday a guy called, and he kept saying "..but when I put your name in this is the number I come up with"... So it would seem I am in some database with the wrong info (or more correctly, this other guy is in the DB with MY Info)...is there any way to address this??? So far the calls are not often enough to be really annoying, but I am concerned they may put something in my credit History that reflects this error....I monitor my Credit and have not seen anything so far.Mike....aka Woody99 Link to comment Share on other sites More sharing options...
debtorshusband Posted October 30, 2008 Report Share Posted October 30, 2008 You're in a tough spot. I feel your pain. I don't know what you can do besides tell these people they are looking for someone with a different middle initial, and to remove your number from their files. Then ask for the name of their company, and tell them if they call you again you will be forced to sue. Then keep that record of who's been calling, and follow through if you have to. www.naca.net is a place to find lawyers specializing in consumer advocacy.Good luck.DH Link to comment Share on other sites More sharing options...
LUEser Posted November 1, 2008 Report Share Posted November 1, 2008 This situation is what the FDCPA was originally written for. Tell them you're expecting a Dunning letter, and because you're being nice, give them five days from the next time they call. If you don't have it in 10 or so day, call them back, get their address, and DV them CMRRR. Then if they call again, sue them (or find a NACA lawyer to do it). Link to comment Share on other sites More sharing options...
woody99 Posted November 6, 2008 Author Report Share Posted November 6, 2008 This arrogant SOB called again, and spent about 5 minutes talking over me telling me I was the guy he was looking for, and I just wouldn't admit it. I asked him in a nice , calm voice if he was ready to listen....in a minute or so I asked again. He finally shut up and I explained that he had the wrong person...he said he didn't think so, but the only way to tell was in court....At that point I told him to go for it...This morning I DV'ed them, and told them to go away....we will see. What a jerk!! Link to comment Share on other sites More sharing options...
Robert Nashville/Savannah Posted November 7, 2008 Report Share Posted November 7, 2008 Personally, I have a hard time dealing with such obvious stupidity such as is evidenced by these idiots who can't fathom that they could make a mistake.Being the simple-minded guy I am, I tend to like the simple methods and it this case, it doesn't involve letter writing or lawyers but it does leave a satisfying smile on your face.Keep track of what numbers/CAs call you and just be safe, warn each one of them one time that the next time you get a call from their company, you are going to blast their eardrums with an air horn.They likely won't believe you (their mistake) or the will be so busy accusing you of being the deadbeat debtor they are looking for or reading from their script that they won't bother to listen to you (also their mistake).Go buy some canned air horn (like you hear at football games).The next time the bozo calls you; let 'er rip.It's the little things that make life worth living.P.S. A really good whistle works too but I really like the air horn in a can approach best. 1 Link to comment Share on other sites More sharing options...
momof5 Posted November 7, 2008 Report Share Posted November 7, 2008 Oh ROBERT!!!! Too funny! Link to comment Share on other sites More sharing options...
jennieb Posted November 7, 2008 Report Share Posted November 7, 2008 You could also tell them that you'll be happy to listen to their spiel as long as they don't mind being recorded! I've found that they end the call VERY quickly when they think their words are going to be repeated in open court. Better yet - tell them you'll be happy to speak to them as you record them & then your next stop will be to a reporter at a newspaper! In these difficult times, a lot of the local presses are looking for stories like these! Link to comment Share on other sites More sharing options...
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