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these recent clds


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I haven't had any problems, I got my citi cards when i had a charge off so if it comes back they better not CLD me, it fell off from age lol...... I have only one hard pull from citi for a cli just to see if i could get it, and they gave me 6500, then 3600 in cli's just from jan 08... And from 2800 to 6400 since feb! I started with 6000 on a citi shell plat card, then merged that with a 0 int for 12 mos, low apr card, and that gave me 9200 .. So far no CLD's!! Would like to know WHY this REALLY happens!

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