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I had two accounts with credit union for $10,000. Both were suddenly closed. Balance on both was $9000. Bank said they did soft pull and found derogatory information and the bank was becoming more strigent in lending practices.

How will this affect my credit score since both are biggest credit cards?

Is there anything i can do?

Why should i even pay these people when they are hurting me by doing this?

I paid every bill on time for the last 3 years!!!

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