lp1967 Posted November 10, 2008 Report Share Posted November 10, 2008 eq was 679 4 inq later 653 26 point loss first 2 was 10 second 2 was 16if i get rid of them will i get all the points back:( Link to comment Share on other sites More sharing options...
cap1kid Posted November 10, 2008 Report Share Posted November 10, 2008 FICO or FAKO? FAKO are less consistent- are you sure there is nothing else causing this? I've had a hard time getting eq to delete inquiries- and one time it worked like magic- not recently- especially if they are attached to tradelines. Has your utilization changed? a drop like that might be a utilization issue. Link to comment Share on other sites More sharing options...
lp1967 Posted November 10, 2008 Author Report Share Posted November 10, 2008 no just 4 new inqs Link to comment Share on other sites More sharing options...
CleverCynic Posted November 11, 2008 Report Share Posted November 11, 2008 My experience you get some back, then the rest within about a month. Hard to say why. Link to comment Share on other sites More sharing options...
willingtocope Posted November 11, 2008 Report Share Posted November 11, 2008 ....sigh...If I could legally claim to have anything to do with writing their systems, I'd say that what you see in your online review of your credit reports does not (according to their terms and conditions) accurately reflect what in your file...whereas the FAKO algorithm that calculates your score does indeed read the complete file. Read my signature.... Link to comment Share on other sites More sharing options...
lp1967 Posted November 11, 2008 Author Report Share Posted November 11, 2008 thanks willing my debt is under control thanks Link to comment Share on other sites More sharing options...
CleverCynic Posted November 11, 2008 Report Share Posted November 11, 2008 WTC he's talking about EQ, which you can have the INQ's removed for real. Less inq's is more attractive to creditors, and in kind the score moves upward. In that sense the score climb is of value as it does correlate to improved attractiveness, even if it isn't "the number" they see. Link to comment Share on other sites More sharing options...
Recommended Posts