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Original Creditor shows a P&L on my report


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My original creditor, GEMB, is showing an $18k p&l on my credit reports. It shows it was closed on 3/08 and states special handling-contact subscriber if more info is needed, contact member for status. What does this mean?

This was a vehicle, I paid for on time then got a divorce, let then I personally turned in the vehicle. I'm thinking the $18k is the diffeciency balance from when they sold the vehicle they are now saying I'm due the $18k.

What steps should I take to dispute?

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