Type or Hand write?

[bossv1]

I am about to send a validation letter to a CA. Can I type it up and sign my signature at the bottom with a pen or does it all have to be hand written. I have bad writting so I just wanna make sure they dont get anything confused lol.

[scorch]

Of course you can type it.

[sunset]

I wouldn't put your signature on the letter though. I would just type your name at the bottom.

I don't believe in giving CA's signatures... call me paranoid, but in the world of scan/copy/paste... who's to say they won't do that with your signature to 'prove' something is yours?

[scorch]

I wouldn't put your signature on the letter though. I would just type your name at the bottom.

I would recommend the same for dispute letters too.

[sunset]

Yes, I agree with you Scorch. I have never waited for DH to come home to sign 'his' letters. Just read them to him over the phone, once he agreed with them I typed his name for a sig. I'm glad we did it this way. Know why.....? We ended up filing for fraud accts we had been fightin with the CA's/OC for over a year (and still are). They all asked for copies of items which would bear a signature on them.... driver's license, ss card, and other personal report items. I feel they where phishin for sigs.

Anyhow, I also told sis not to sign her dispute/validation letters either. She thought this was unprofessional, but relented after I gave her my reasoning.

[debtorshusband]

Here's an idea: Sign letters to collection agencies in a unique way, a way you don't sign any legal documents.

Example: Let's say my name is "Debtor S. Husband", and I always sign my legal documents that way. But I sign letters to collection agencies as "Debt Husband."

If they ever produce a document signed "Debt Husband," I'll nail their posteriors to the wall for forgery.

DH

To address the original question: Typing is A.O.K., being more professional as well as legible.

[dizzyliz]

I would type it. That's how I've sent my letters.

But now that it's been mentioned not to sign your name, I'm nervous. I have signed all my letters sent to the CA's. Can you really send a letter without signing it and still have it stand up in court?

Okay, here's another question, how about copying the letters. Do you actually have to have a photocopy, or can you just re-print what you have saved on your computer?

[sunset]

But now that it's been mentioned not to sign your name, I'm nervous. I have signed all my letters sent to the CA's. Can you really send a letter without signing it and still have it stand up in court?

I type Dh's name on his letter. Also, to stand up in court?

Sunset's Hubby

One Booneyville Dr

In-the-Sticks, GA

Date

Get Bent CA

2 Robbery St

Harrassville, GA

RE: XXXXXXXXX (acct #)

USPS Article#: XXXX XXXX (u get the pic)

By typing the USPS article #, stapling the receipt to the letter, and the greencard when it comes, there is proof the letter was signed for right on the letter itself. Have had to use this a couple times to prove a CA received the first letter when they denied ever receiving it. (go to the PO and grab a stack of certified stickers and green cards. that way, you can get your mail set up before you go to the PO to mail).

Okay, here's another question, how about copying the letters. Do you actually have to have a photocopy, or can you just re-print what you have saved on your computer?

Personally, I reprint the letter from my computer since I have the USPS # on them. I put the letters into a sheet protector and place them in a 3-ring binder separated by CA/CRA, etc.