bigenough19 Posted November 12, 2008 Report Share Posted November 12, 2008 I just got it in the mail today, i was kind of floored. I know they're required to send it in 30 days. I dug out the mail receipt and they got it 3/20/08. Today is 11/12/08. So i'm wondering how to handle this. For one, i never sent them a cease and desist letter after they didnt respond, i mean...legall it's more of formality anyways, just because you didnt tell them to stop means they can still break the law. I'm wondering if i can sue them for contacting me after the 30 days was up, even if it is them responding to the debt validation. All they sent me is what looks like an old credit card bill, i'm not even exactly sure what they're required to send. Or maybe i should just send them a cease and desist letter, saying they're currently violating federal law contacting me, and be done with it. Link to comment Share on other sites More sharing options...
Southerngirl Posted November 12, 2008 Report Share Posted November 12, 2008 They can respond anytime they want. You only have 30 days to send the timely DV. It isn't unusual for them to take several months to respond to a DV. Link to comment Share on other sites More sharing options...
debtorshusband Posted November 13, 2008 Report Share Posted November 13, 2008 Southerngirl is exactly right.So now your choices are basically:1. "You win, here's the money you want."2. "Here's what I'm willing to offer you to settle the debt."3. "That isn't adequate proof, so go away and don't bother me anymore."4. "I have no intention of paying you unless you sue me and win in court."DH Link to comment Share on other sites More sharing options...
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