lemers718 Posted November 14, 2008 Report Share Posted November 14, 2008 Is a Collection Agency that pulls a hard copy of a credit report but has not responded to my DV letter in violation of the FCRA? I send them a DV letter over 2 months ago along with a request to verify authorization to pull my report. They have not reponded to either. Link to comment Share on other sites More sharing options...
legal_loansharking Posted November 15, 2008 Report Share Posted November 15, 2008 It could be construed as collection activity. I would wait until they do something else like call you without responding to the DV. But think of this... If you owe 9000.00 and you have a 1000.00 claim against them for the violation and you bring suit for the 1000.00, they will countersue you for the 9000.00 plus costs also. Link to comment Share on other sites More sharing options...
Recommended Posts