msteve0000 Posted November 16, 2008 Report Share Posted November 16, 2008 Hey Forum,I need some advice on chosing a CC. I'm applying for a student Visa card. My FICO scores are in the low 700's. I have accounts with BOA and a credit union. Which is the best option?MS Link to comment Share on other sites More sharing options...
Slow Eddie Posted November 16, 2008 Report Share Posted November 16, 2008 Definitely start with your credit union. Go in there in person and apply and see what they can do for you. My credit union has been much more generous than BofA with credit.I've been with BofA for over 8 years and just decided to apply for one of their prime cards. My scores are all in the 750's and I got the "We need a few more days" reply when I applied on line.In hind sight I should have went directly into a branch location. Thats my advice to you. That and stay away from household and orchard.Eddie Link to comment Share on other sites More sharing options...
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