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Question on collection reporting


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Hello all,

Quick question here. I got a letter from a collection agency back on 11/5/2008 for a supposed credit card that I never had.

Today I received an alert with my credit monitoring service that they reported the collection to TU.

Can they report the debt to the CRA's before they give me verification of the debt? I sent the letter out today for verification which is well within the 30 days that they stated on the back of their letter.

Thanks for the help.

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