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New CA on my TU today


dodger23
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For Sprint, the OC (Sprint) never reported to CRA's, account is SOL in 4-09

I missed the DV within 30 days

Should I send the dispute letter to the CRA (TU) and a DV to the CA at the same time.......

or

dispute to TU first, wait, then DV? I plan on doing one or the other in late December, first round of dispute letters to CRA's on other items went out last Friday

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Should I send the dispute letter to the CRA (TU) and a DV to the CA at the same time.......

or

dispute to TU first, wait, then DV? I plan on doing one or the other in late December, first round of dispute letters to CRA's on other items went out last Friday

Dispute with the CRAs first, wait for their reply then DV the CA. If they don't respond to you but respond to the CRAs you can attempt to force them to delete. This is usually referred to as the 1,2 punch to a deletion.

As for the SOL, it only makes a difference if you are being taken to court. It's gonna stay on your report for 7.5 years no matter what. GL

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