scallop Posted December 11, 2008 Report Share Posted December 11, 2008 Dear Credit and Debt aficionados - - it sure is great to find such a warm and helpful community.Has anybody any advise on how and where to begin a recovery program?Best regards,scallop Link to comment Share on other sites More sharing options...
scallop Posted December 11, 2008 Author Report Share Posted December 11, 2008 Anything? Link to comment Share on other sites More sharing options...
gator944 Posted December 11, 2008 Report Share Posted December 11, 2008 The 7 year clock ticks from the point the account went delinquent and stayed delinquent. Before I found this site, I was under the impression that it was from the date of last activity. You could imagine my despair of thinking that everytime an account was sold I would have to wait 7 more years and hope no one else bought it.I have learned so very much here. My friends are amazed at what I know about the FDCPA and FCRA, and what is possible with a little knowledge. Being an Engineer, I must become an expert at any hobby I try to tackle. That holds true for my credit repair hobby as well.My Loan Officer working on my mortgage, advised that I would have to pay a tax lein that was on my EQ report. I told her ""no problem, I'll just have it removed". She said "Yeah, right, whatever you say". She called a week and a half later to ask if I'd taken care of it. I told her that I did and that it was gone. "Can you send me the release from the courthouse showing you paid it", she asked. I replied 'll find it gone. Works for her. Still on track to close on the 31st. Link to comment Share on other sites More sharing options...
scallop Posted December 11, 2008 Author Report Share Posted December 11, 2008 Golly! - Thank you gator! Link to comment Share on other sites More sharing options...
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