reeno Posted December 22, 2008 Report Share Posted December 22, 2008 I have a debt in the amt. of 575.00 thast was unpaid and reported to CRA on 12/07, it obviously has been sold to another CA who is contacting me, trying to cut a deal w/me I informed them that has already been reported to CRA by another CA, what is going on here Link to comment Share on other sites More sharing options...
OMGWhatHaveIdone Posted December 22, 2008 Report Share Posted December 22, 2008 I have a debt in the amt. of 575.00 thast was unpaid and reported to CRA on 12/07, it obviously has been sold to another CA who is contacting me, trying to cut a deal w/me I informed them that has already been reported to CRA by another CA, what is going on hereGuessing, I'd say the debt was sold to CA #2, but I'm not 100% sure. IF this is the case, then you should receive a dunning letter soon from CA #2 now that phone contact has been made. Link to comment Share on other sites More sharing options...
lonesoldier29 Posted December 22, 2008 Report Share Posted December 22, 2008 You could try the payment to delete option since it's a low amount. Then from what I read you could contact the first CA and ask them to remove it if possible. Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted December 22, 2008 Report Share Posted December 22, 2008 That is a very low amount since it sounds like the second CA probably paid pennies on the dollar when they bought it. As a result, you can probably lowball a very small amount to get rid of this thing instead of trying to wait years for it fall off of your credit report. Link to comment Share on other sites More sharing options...
red1gtrubodsm Posted December 29, 2008 Report Share Posted December 29, 2008 Its very doubtful that a CA will PFD for a small amount. It has happened , but i wouldnt bet on it. And they usually wont PFD on an amount less than full balance they say you owe. Just my experience Link to comment Share on other sites More sharing options...
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