BigCat11 Posted December 22, 2008 Report Share Posted December 22, 2008 I have two accounts with NCO ($1,314 and $1,019) that are within the SOL. These were originally one account with BOA. I am going to hit with the 623 method and will start by writing dispute letter to Equifax & Transunion this evening.I am hesistant to start with "not mine" anyone have anyother suggestions for dispute reasons?Thx Link to comment Share on other sites More sharing options...
marissart Posted December 22, 2008 Report Share Posted December 22, 2008 I was told to write "please delete. tradeline is inaccurate." I didn't want to use the not mine thing either. Let me know what you decide to do. Link to comment Share on other sites More sharing options...
highline Posted December 22, 2008 Report Share Posted December 22, 2008 With TransUnion the "Not Mine" worked. I did that over the phone, though, not in writing. Link to comment Share on other sites More sharing options...
wahoo238 Posted December 23, 2008 Report Share Posted December 23, 2008 I have two accounts with NCO ($1,314 and $1,019) that are within the SOL. These were originally one account with BOA. I am going to hit with the 623 method and will start by writing dispute letter to Equifax & Transunion this evening.I am hesistant to start with "not mine" anyone have anyother suggestions for dispute reasons?ThxHow did 1 BoA become 2 NCO accounts???? If there was no legitimate/legal reason I would not hesitate to say "not mine" but if you prefer you can say "i have no knowledge". Until such time NCO validates you don't really know if it is or is not yours. Link to comment Share on other sites More sharing options...
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