Capital one charge off question

[divinemadness]

Hello,

Ok the facts:

capital one, opened 11/2003, last reported 5/2007

was good with card until 05, went to chargeoff/collection/judgement.

2007- paid judgment, got judgement deleted from all 3 credit reports, and they changed status of cap one TL to payment after charge off collection.

hasnt updated or reported since 05/2007.

i see it still shows condition: derogatory, pay status: collection/charge off

and no payment history what so ever. so 0 lates. but no good payment either.

should i contact them and get this updated and fixed, to Condition: positive, pay status: paid/closed, and have the payment history put on, cause its dates back to 2003...

should i do that, or fight to get it deleted,?????????

thanks!!

[swirlgirl]

It's up to you. The account goes back to 2003. Do you need the age?

[divinemadness]

It's up to you. The account goes back to 2003. Do you need the age?

if it will help my credit then yes, my credit only dates back to 2003.