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Repo Car Question


cmo140
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Owning a car doesn't subject someone to repossession. Assuming that 'Husband and wife own' means that both names are on the loan docs as liable parties, a repossession will be reflected on both CR's.

"...save the wife..."

She can pay off the loan, sell the car (to pay off the loan) or make payments herself to keep the loan in good standing. If they separate legally, she can ask the judge to grant PIF on the car loan, and any other joint accounts, to preserve her credit or request the car. He may not comply, but at least she will be able to sue him under Family court rules in that contingency.

(Up until recently) Divorce and major medical incidents are the two primary reasons for bankruptcy. This is a good example why that's true. Tell the wife to keep her chin up.

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