dustysmom Posted December 30, 2008 Report Share Posted December 30, 2008 How do you find this date on your credit report.I have my experian report and i donot see this dateI have date opened, Report Since, Date of Statue, Last reported.I have a court hearing tomorrow and I want to use the defense that the debt it time barred which is 4 years in Pa.This account only shows up on my experian report. Link to comment Share on other sites More sharing options...
andres99pony Posted December 30, 2008 Report Share Posted December 30, 2008 call experian directly and find out! Link to comment Share on other sites More sharing options...
cap1kid Posted December 30, 2008 Report Share Posted December 30, 2008 What day did you make your last payment? Usually your first 30 day late (unless you make a payment after) would be the start of your delinquency. Just curious- what creditor? Is it an original creditor or junk debt buyer? Link to comment Share on other sites More sharing options...
dustysmom Posted December 31, 2008 Author Report Share Posted December 31, 2008 OC according to credit report account was opened back in 2001.I can not remember when the last payment was made. Link to comment Share on other sites More sharing options...
cap1kid Posted January 1, 2009 Report Share Posted January 1, 2009 Does it show on your credit report? the little boxes that say 30 days late?- When do you 'think' you made the last payment? If you made a 10 payment 3 years ago -you may have restarted the SOL from that date- Link to comment Share on other sites More sharing options...
cap1kid Posted January 1, 2009 Report Share Posted January 1, 2009 Let us know how you made out!!! Link to comment Share on other sites More sharing options...
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