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What to do with JDB


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Hi everyone! My dh is looking to settle with a junk debt buyer. We have asked for DV, they sent him a few old bills. They are adding about 2500 in interest and it keeps going up by the month. We would settle but they are asking for a lump sum payment of about 5000. Or we do a payment plan that would cost about 200-300 monthly until they recieve 6400. We do not have this kind of money, at this point. Due to county budget cuts I may be losing my job. What can we do in this position? I'm afraid that the SOL is coming around this year and they will sue.

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