dbinaz 10 Posted January 9, 2009 Report Share Posted January 9, 2009 I rec'd a cover letter from CA/Attorney stating:enclosed please find: itemized statements (per your request).Attached are a years worth of cc statements from the OC.Is this valid?What do I do next? Shall I send a C&D letter to CA? Link to post Share on other sites
Aerovette 33 Posted January 9, 2009 Report Share Posted January 9, 2009 I rec'd a cover letter from CA/Attorney stating:enclosed please find: itemized statements (per your request).Attached are a years worth of cc statements from the OC.Is this valid?What do I do next? Shall I send a C&D letter to CA?That proves you owe the OC money. It only suggests you owe the CA money. Link to post Share on other sites
Recovering Attorney 78 Posted January 10, 2009 Report Share Posted January 10, 2009 There is no such thing as "lousy validation"Do you recognize this account as yours? If so, then the validation did what the law says it should.What it also means is that the attorney has significant evidence. So you can see what your bargaining power is. Which is little, if the OC is chasing you, or some, if it is a JDB Link to post Share on other sites
Recovering Attorney 78 Posted January 10, 2009 Report Share Posted January 10, 2009 You can send a C&D if you want the lawyer to stop bothering you by phone or letter. But usually that begs a lawsuit Link to post Share on other sites
dbinaz 10 Posted January 12, 2009 Author Report Share Posted January 12, 2009 BTW-It took the attorney/collection agency over 30 days to supply me with that info. Does that matter? Link to post Share on other sites
admin 896 Posted January 13, 2009 Report Share Posted January 13, 2009 No. There is no time limit. Link to post Share on other sites
