dbinaz

Is this DV valid?

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I rec'd a cover letter from CA/Attorney stating:

enclosed please find: itemized statements (per your request).

Attached are a years worth of cc statements from the OC.

Is this valid?

What do I do next? Shall I send a C&D letter to CA?

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I rec'd a cover letter from CA/Attorney stating:

enclosed please find: itemized statements (per your request).

Attached are a years worth of cc statements from the OC.

Is this valid?

What do I do next? Shall I send a C&D letter to CA?

That proves you owe the OC money. It only suggests you owe the CA money.

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There is no such thing as "lousy validation"

Do you recognize this account as yours? If so, then the validation did what the law says it should.

What it also means is that the attorney has significant evidence. So you can see what your bargaining power is. Which is little, if the OC is chasing you, or some, if it is a JDB

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