StressPot

Repo and Personal Property

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I looked around the forums a bit and I could not find the exact info I am looking for. Maybe someone in the know from WA state can help!!!

My brother had his car repo'd. In WA state, is it within the law for them to charge a fee to recover any and all property that is not bolted to the car?

I will be calling the AG's office on Monday for lack of a good answer. Hope someone can help!

StressPot xdancex

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Could you elaborate on what you mean by property not "bolted to the car"? In the case of a vehicle, I'm having a hard time seeing what property could be "part" of the asset (the vehicle) that wasn't "bolted" to the vehicle?

In general, when dealing with a secured loan (such as the financing of a vehicle where the vehicle is the asset offered as security); the lender has the right to take possession of the asset when the contract is breached and that generally includes any costs/fees associated with the repossession (towing, etc.).

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I am guessing property not "bolted down" refers to personal property with in the vehicle at the time of repo. I can not speak for WA but when in NC I was mailed PP ( minus a couple of items) and billed for cost incured and was legal.

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wahoo238 is correct - personal affects within the vehicle that did not enhance the vehicle (i.e. clothing vs in dash cd player).

It is my understanding that in some states it is heavily regulated, and in others it isn't.

I cannot find any information for WA, and the AG's office isn't open until Monday. Thanks all!

StressPot :)++

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As far as I know any property in the vehicle that belongs to you that is not part of the vehicle has to be returned, period. In my state if personal property is not returned than it is considered theft.

Washington Revised Code RCW 7.64.010: Plaintiff may claim and obtain immediate delivery.

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The original question is regarding "fees" associated with getting personal property back...unfortunately the OP hasn't elaborated on just what "fees" he is talking about. we also know very few other details such as what this "personal property" is.

I suspect there is a whole lot to this story we haven't heard.

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As far as I know the only fees they can charge are the actual recovery fees. They tried to charge me an inventory fee when they took my truck but i called the bank and they took care of the repo agent and I got my stuff back. I also filed charges on the repo agent and we have court next month.

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As far as I know the only fees they can charge are the actual recovery fees. They tried to charge me an inventory fee when they took my truck but i called the bank and they took care of the repo agent and I got my stuff back. I also filed charges on the repo agent and we have court next month.

We don't know what Washington allows a recovery company to charge/charge for...for that matter, since the OP hasn't elaborated; we don't even know what this "property" is or what "fees" are being charged.

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From what I could find out, WA does not regulate how personal property is handled when dealing with items left in a car when it is repossessed.

For example: Hairbrush, maps/tire gauge in glove compartment, Audio CD's in a visor wallet. As I had said before - personal property not attached to the car.

I am not sure where the confusion was in me not being specific.

My brother is working with the bank at the moment, and just today was able to pick up his non-specific personal effects from the vehicle.

Thanks for the effort.

StressPot xdancex

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From what I could find out, WA does not regulate how personal property is handled when dealing with items left in a car when it is repossessed.

For example: Hairbrush, maps/tire gauge in glove compartment, Audio CD's in a visor wallet. As I had said before - personal property not attached to the car.

I am not sure where the confusion was in me not being specific.

My brother is working with the bank at the moment, and just today was able to pick up his non-specific personal effects from the vehicle.

Thanks for the effort.

StressPot xdancex

Well for example; we still don't know what "fees" you were referring to...it would have been helpful to know if the recovery company was charging some arbitrary "fee" for your brother to come to their shop and pick up his CDs or if they were charging shipping charges to UPS the CD's to him; the first would likely be a "no-no"; the second would be reasonable.

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