charmgoodcredit Posted January 17, 2009 Report Share Posted January 17, 2009 How do I find out what all was discharged on my bankruptcy besides my credit report? Link to comment Share on other sites More sharing options...
charmgoodcredit Posted January 17, 2009 Author Report Share Posted January 17, 2009 I found the answer on PACER.com, for only .08 per page it gives you a listing of the debts. Link to comment Share on other sites More sharing options...
Denita Posted January 17, 2009 Report Share Posted January 17, 2009 Congratulations on your discharge!! Link to comment Share on other sites More sharing options...
jq26 Posted January 18, 2009 Report Share Posted January 18, 2009 Congrats. And for navigating PACER. FYI- if I recall, if you don't use PACER enough to put you over a certain threshold of charges (I think $10), you never get billed. Link to comment Share on other sites More sharing options...
Denita Posted January 18, 2009 Report Share Posted January 18, 2009 That's true jq26! However, I was not so good and my first bill for Pacer was $23. Got to learn to stay off Pacer..... Link to comment Share on other sites More sharing options...
Methuss Posted January 21, 2009 Report Share Posted January 21, 2009 If your discharge was a no-asset chapter 7 case then everything was discharged regardless of if it was formally written on your schedule. There is case-law to support this. (in re Madaj, 6th district)Basically the court said it is pointless (and a waste of the Court's time) to require a no-asset debtor that has been discharged of his obligations to incur the time and expense of re-opening the case to amend the creditor schedule, and suffer through a hearing, as it would ultimately not affect the outcome. The creditor would still be barred from collecting. The exception is if the creditor accuses fraud or willful concealment of the debt from the bankruptcy court...then the creditor has to go through the time and expense of reopening the case, and proving you should have to pay, before they can do anything.Although this ruling is out of the 6th, the other districts have adopted it equally. Link to comment Share on other sites More sharing options...
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