sj145 Posted January 24, 2009 Report Share Posted January 24, 2009 On November 29, 2008 I sent out a debt validation to a collection agency through certified mail. I waited until December 6, 2008 and sent a dispute with the big 3. Basically I was using the one two punch to get the stuff removed off of my report. Now comes January and I received a letter from Equifax stating that the item I disputed with them has been verified. What I want to know is this how can I get the details of how and who verified this debt with? If anybody can point me to the right direction that would be greatly appreciated. Link to comment Share on other sites More sharing options...
cjtx Posted January 24, 2009 Report Share Posted January 24, 2009 Read the link on Method of Verification (MOV).Be sure to quote the FCRA statute and request the name, address and telephone number of the person who verified the account.CRAs routinely respond to these requests with vague form letters saying the process is automated, there are no documents to show you, etc. in an effort to circumvent FCRA.Also, CRAs take MOV requests as a new dispute/re-investigation request.CRAs usually lie about who verified the account. For example, they claim courts verify public records, when in reality a 3rd party company such as Lexis-Nexis furnishes public record information to the CRAs and verifies disputes. Link to comment Share on other sites More sharing options...
sj145 Posted January 28, 2009 Author Report Share Posted January 28, 2009 Should I send it as a letter or should I just call them and ask for the information? Link to comment Share on other sites More sharing options...
OMGWhatHaveIdone Posted January 28, 2009 Report Share Posted January 28, 2009 The MOV article will answer this question. Link to comment Share on other sites More sharing options...
sj145 Posted January 29, 2009 Author Report Share Posted January 29, 2009 Where can I find this MOV article? Link to comment Share on other sites More sharing options...
OMGWhatHaveIdone Posted January 29, 2009 Report Share Posted January 29, 2009 Where can I find this MOV article?At the very top of each page on the forum are links. There's two rows of them. The very last link in the second row says Method of Verification. Link to comment Share on other sites More sharing options...
sj145 Posted January 29, 2009 Author Report Share Posted January 29, 2009 At the very top of each page on the forum are links. There's two rows of them. The very last link in the second row says Method of Verification.Thanks Link to comment Share on other sites More sharing options...
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