Aerovette Posted January 30, 2009 Report Share Posted January 30, 2009 I noticed I have two accounts that show up twice on my credit report. They are positives in both cases. Does the fact that they are duplicate help me? Are they both contributing to my score? I thought about removing them, but since they are good, I will leave them alone especially if I am getting double the impact from them. Link to comment Share on other sites More sharing options...
Aerovette Posted February 1, 2009 Author Report Share Posted February 1, 2009 I noticed I have two accounts that show up twice on my credit report. They are positives in both cases. Does the fact that they are duplicate help me? Are they both contributing to my score? I thought about removing them, but since they are good, I will leave them alone especially if I am getting double the impact from them.Really? NO ONE knows? That's hard to believe. Link to comment Share on other sites More sharing options...
matthewscott Posted February 1, 2009 Report Share Posted February 1, 2009 I noticed I have two accounts that show up twice on my credit report. They are positives in both cases. If they are positive then I would leave them alone. Just my opinion. Link to comment Share on other sites More sharing options...
Bigwoodystyl Posted February 1, 2009 Report Share Posted February 1, 2009 Really? NO ONE knows? That's hard to believe.Do they report exactly the same way? Is this is a lost/stolen credit card, in which the account number was changed when the initial card was reported lost/stolen, yet now both accounts show up as a separate TL?Is the last reported date the same for each?Is there a debt owed? If so, is it a lot of debt?If it's a positive TL with a long history and is reporting correctly and is no debt or a small debt, then by all means, leave it alone... Link to comment Share on other sites More sharing options...
Aerovette Posted February 1, 2009 Author Report Share Posted February 1, 2009 Do they report exactly the same way? Is this is a lost/stolen credit card, in which the account number was changed when the initial card was reported lost/stolen, yet now both accounts show up as a separate TL?Is the last reported date the same for each?Is there a debt owed? If so, is it a lot of debt?If it's a positive TL with a long history and is reporting correctly and is no debt or a small debt, then by all means, leave it alone...They are absolutely identical. I was curios about whether they are affecting my utilization even though they are positive. Link to comment Share on other sites More sharing options...
willingtocope Posted February 1, 2009 Report Share Posted February 1, 2009 Which credit report? Obtained directly from the CRA? Link to comment Share on other sites More sharing options...
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