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confused about Student loan


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I consolidated all of my student loans with ACS education in 2006, however Direct Loans has reported me as 60 days pass due on my CR for a $400 balance. They are saying they credited my account for a payment by accident, so that was the reason it didn't go into ACS for consolidation, and is only now showing up 2 years later.

I have applied for a forbearance so that they don't report it 90 days late. I do not know if I indeed owe them this money. How do i get rid of this negative reporting, and sort this all out?

Any help would be appreciated

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