Anavel Posted February 17, 2009 Report Share Posted February 17, 2009 I received a letter from a collection agency stating that my hospital account has been placed with them for collection. On top of the letter is my account info from the hospital; account #, name of hospital, amount owned and all of it is correct according to my info.So my question is should I still send a DV letter to the agency? I don't think it'll help, I may be wrong, but I don't know. I've searched the forums, but since this is all new to me I'm confused. Anyone with thoughts? Link to comment Share on other sites More sharing options...
montanatim Posted February 23, 2009 Report Share Posted February 23, 2009 It looks like they sent you validation in the letter, if it included the address of the hospital I think they did. Read section 809 of the FDCPA.§ 809. Validation of debts [15 USC 1692g](a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- Look for the mini miranda in your letter, if it is there then you could send a DV letter and no harm done. You will get back the same info you now have. Link to comment Share on other sites More sharing options...
Recommended Posts