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I received a letter from a collection agency stating that my hospital account has been placed with them for collection. On top of the letter is my account info from the hospital; account #, name of hospital, amount owned and all of it is correct according to my info.

So my question is should I still send a DV letter to the agency? I don't think it'll help, I may be wrong, but I don't know. I've searched the forums, but since this is all new to me I'm confused. Anyone with thoughts?

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It looks like they sent you validation in the letter, if it included the address of the hospital I think they did. Read section 809 of the FDCPA.

§ 809. Validation of debts [15 USC 1692g]

(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing --

Look for the mini miranda in your letter, if it is there then you could send a DV letter and no harm done. You will get back the same info you now have.

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