Jump to content

anyone else still getting CLI's??


Recommended Posts

The husband just got a Texaco/Chevron increase of $200 and I've gotten several (started at $400 and now up to $1,200.)

He also got his Juniper iTunes APR reduced from 22.24 to 15.24 just by griping that he was not likely to use a card with that high of an APR.

Merrick H (Hooters) raised me to $3,200 a month or two ago from $3,000. They did me a favor by, in the next breath, promising a rate hike for me in December because it prompted me to pay the whole balance off just now. I may pay a lot of interest to a lot of banks, but Merrick Bank will never get another penny from me. They've gotten enough already! I'll take interest free loans from them for a few weeks at a time, though. Schwing!

Link to comment
Share on other sites

Good stuff Chester.

I closed CapOne last week, even after they added airline miles to my card. I just hate them so much that I couldn't keep it in my wallet or my sockdrawer anymore. Goodbye CapOne. See you again NEVER.

My three wallet cards are:

Discover Platinum 5% cashback (2000)

Patelco Platinum 1% cashback (6000)

Starbucks Platinum 1% rewards card (6000)

Current Sockdrawer:

Juniper Platinum 9.9% fixed $1000

Lowe's $424

Home Depot $700

Macy's (2000?)

Citibank Platinum AU ($10,000)

PNC Platinum (formerly National City Bank) $6000

Raymour & Flanigan Wells Fargo Preferred (no idea on limit)

Wal-Mart ($850)

Others that I can't remember....

Edited by jq26
Link to comment
Share on other sites

What's your utilization been on that card? Mine has been pretty high but is being reduced, and I was concerned they were only giving increases to those with high(er) util.

The utilization hasn't been regular on it, and the highest I think its ever been was maybe 30%. I've had a 0 balance on it for the last two months. The CLI's on it have been fairly regular, but this is the first time it was only a $200 increase. Its usually been $400.

Link to comment
Share on other sites

  • 2 weeks later...
  • 3 weeks later...
  • 3 weeks later...
  • 2 weeks later...

I requested and received a $500 CLI from CareCredit.

I did NOT receive a CLI from Target at 3 months. I've only had the card for 4 months, so I'm not too upset about that yet. I hope I get one before the next holiday season.

Edited by Laine540
Link to comment
Share on other sites

I requested and received a $500 CLI from CareCredit.

I did NOT receive a CLI from Target at 3 months. I've only had the card for 4 months, so I'm not too upset about that yet. I hope I get one before the next holiday season.

I might have to do the same to CareCredit after I pay this balance off. They are very generous at giving CL's. Congrats!

Link to comment
Share on other sites

I wouldn't have been brave enough to ask for the CLI from GEMB yet for the CareCredit, but I thought I was going to need a root canal. Thankfully I do not need the root canal now, but I have some other dental work looming on the horizon. The CLI took me to $1500 and my Eq fico was 637.

Esquire, your scores are looking good - I bet you wouldn't have any trouble getting a CLI from them whenever you want!

I tried for a CLI on my $200 Cap One card, but was declined: acct "too new". I didn't have much hope for that one, but what the heck. I need to just wait patiently for my credit steps.

Link to comment
Share on other sites

I just got my 1st ever CLI from HSBC from 1000 to 1200. I have had the card about 25 months so I don't know if it had anything to do with the 2 year mark or anything. My balance has been sitting between $650 and $750 for about 6 months and last week was the 1st time I made a payment of over $100 ($105.)

They sent me a nice "CONGRATULATIONS, It's always a pleasure to share good news with our cardmembers letter!"

Link to comment
Share on other sites

  • 2 weeks later...

congratulations dinomosin!

the 2 year mark may be why i just received a letter from B of A notifying me of a 400 CLI (from $7400 to $7900).

I just got my 1st ever CLI from HSBC from 1000 to 1200. I have had the card about 25 months so I don't know if it had anything to do with the 2 year mark or anything. My balance has been sitting between $650 and $750 for about 6 months and last week was the 1st time I made a payment of over $100 ($105.)

They sent me a nice "CONGRATULATIONS, It's always a pleasure to share good news with our cardmembers letter!"

Link to comment
Share on other sites

Just called BofA up out of the blue...my 99/500 went unsecured last year and I called them up at that time and they bumped me to 1k. Just called them up now answered a few questions, one soft pull later, I am now bumped to 2500! Now my highest limit :-) So now I've got 3 cards at or above 2k!

:woohoo:

Link to comment
Share on other sites

  • 1 month later...
Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.