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OC on CR but CA is not


mt2va
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I'm confused what to do. I have an OC reporting on my CR. I was working on a debt settlement letter to them as they had offered me a pretty good deal to settle a few months ago & I had ignoredi t. Before I could mail it I received a letter from a CA asking for the payment (turned over by OC). I do not want this CA to end up on my CR which I'm currently trying to clean up.

Do I DV them since I can't dispute something not on my CR directly with the CRA? They are offering settlement too but much less attractive terms. Or do I just go ahead with my OC letter (as they are on my CR) & send that out?

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