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Two quickie questions


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Don't know if this is the right forum but here goes:

1) Which do I use for the the starting date of the SOL on a credit card?

The month/day/year of last activity which was

a payment in my case..... Or

The month when the account was written off. There was no expedited agreement (or whatever it's called).

2) I have a dispute with a retailer but lost the receipt. I need a copy of the statements of my charged off credit card. If I write and ask OC for the statements will it be seen as a prelude to a desire on my part to reopen negotiations?

Thanks in advance.

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