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Amex and Nationwide Credit Inc.


gk1125
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Hi

My mom got herself in the hole with Amex, $20k. She is about 3-4 months past due and the account was sent to Nationwide Credit Inc. I have spoken to NCI on her behalf a few times and agreed to settle the balance for $10,980. Do you think I can shave more $ off or should I just pay this and clear this mess up? Would it be harder to get a deal later since she didnt follow thru with this deal? Any help would be greatly appreciated.

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Hi

My mom got herself in the hole with Amex, $20k. She is about 3-4 months past due and the account was sent to Nationwide Credit Inc. I have spoken to NCI on her behalf a few times and agreed to settle the balance for $10,980. Do you think I can shave more $ off or should I just pay this and clear this mess up? Would it be harder to get a deal later since she didnt follow thru with this deal? Any help would be greatly appreciated.

If your mother has the money; getting a near 50% deal on that new of a debt is pretty good in my opinion.

Of course, if she doesn't have the money; no deal is a good deal.

Please note, I'm assuming that there is no question about the validity of the debt/her liability.

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