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30 day lates in 2004 -Mortgage off in 2011?


scramert
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I have 2 separate 30 day late pmts in 2004 (Apr & May) listed w/exp and CSC. Exp. says it comes off in 2011. THought that lates only stayed on for 2 yrs? Or just count against you for 2 yrs, but stay on for 7 yrs?

Should I write GW letter?

Already asked for verification or deletion with CRA's.......

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I have 2 separate 30 day late pmts in 2004 (Apr & May) listed w/exp and CSC. Exp. says it comes off in 2011. THought that lates only stayed on for 2 yrs? Or just count against you for 2 yrs, but stay on for 7 yrs?

Should I write GW letter?

Already asked for verification or deletion with CRA's.......

They're just showing the last two years of history. Negative information, such as late payments or collections, remain on your report for seven years.

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