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Capital One summons


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Hi I recieved a summons and have 21 days to reply. I am not sure what I have to do.The summons is from a attorney for Capital One. This isn't the first time I heard from this attorney. After the first letter from him I requested a dv. The only responce I recieved was a statement from Cap-one.Also a copy of a application for the card. The next thing I get is a summons that I don't know how to answer.

Thanks

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