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Question about history


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If I have (had) and account from 1997 and it is currently closed, does it contribute to my credit history from an account "age" status? I am not sure I am being clear, but I know new accounts don't really help you much. I have a few new accounts because of great rates and closed some older not so good rate accounts, but I fear that it may work against me because I am not sure if the age of my credit is measured only on open accounts.

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If it was your first account, it should be factored into your FICO score as having a credit history of ~12 years. Well I forget how they word it. It should also factor into your credit history average or something to that effect.

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