Deenie

No CA listed...

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I have 4 "derogatory"s on my credit report that do not list a collection agency... just an amount owed. I have no idea what they are. I assume that these just get disputed through the Credit Reporting Agency? Is this normal to have something listed with no one to pay? How can it even be legal to list it this way?

I also have an address listed that I have never even heard of and my birth date is wrong. Can I request that these be changed in the same letter? or is it better to make seperate letters for each issue I have?

Thanks for listening to my silly questions.

~deenie

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I have 4 "derogatory"s on my credit report that do not list a collection agency... just an amount owed. I have no idea what they are. I assume that these just get disputed through the Credit Reporting Agency? Is this normal to have something listed with no one to pay? How can it even be legal to list it this way?

I also have an address listed that I have never even heard of and my birth date is wrong. Can I request that these be changed in the same letter? or is it better to make seperate letters for each issue I have?

Thanks for listening to my silly questions.

~deenie

You Should write to CRAs and inquire about this.They will give you the name and Number of the collection agency if no they will immediately delete it.

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