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CA hasn't reported to CRA - Do I offer them 25%?


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I've got a debt I need to settle, but the amount they're charging me is ridiculous for an xray (normally cost $80) -- they want $400!

There hasn't been any reports to the CRAs (I just checked).

Should I send them a settlement letter offering them 25% if they can guarantee no reports will be made, and if there is, it'll be deleted?

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