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Do I have to beg for some advice? (PLEASE HELP ME!!!!!)


digicross1
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CA is trying to be slick on dealing with duplicate TL! (Need Help)

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CA is National Credit Systems (NCS)

TL is in reference to an old apartment rental that was listed twice on all of my CRA's exactly the same except for different account numbers.

I am past the SOL and this TL and it is set to fall off Nov. 2010

I would consider just waiting because I am only down to my last three negative accounts but this one is listed twice on all of my CRA's and I know that they are just pushing me around.

After my initial dispute all three CRA's came back verified on one of the two accounts. But on the second they just moved up the account opened date from 2003 to 2004 then labeled it as updated.

All of the information except for the different account number and the date opened is the same.

I just sent out a strong DV letter and also listed the updated account as a duplicate TL.

It has only been a week since I sent it to them CMMR and I have yet to get a response from them.

I just wanted to know if I am following the right course of action. Any other thoughts or opinions would be greatly appreciated.

It is more about principle to me than anything else.

Thank you all for your help this forum has truly been a blessing for me.

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i don't know the solution to your problem, but i feel your frustration.. i followed the site's guidelines on how to get help.. but it's of no use if the problem is too specific.. people just don't know.. try other credit-related forums by copy & pasting your question.. you need to reach out as many people as possible

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It seems to me that you could just dispute this with the CRA as a duplicate listing, and see if you can just get one of the listings deleted without worrying about the date yet. You could try calling or disputing online, whichever you prefer. You might even get a reasonable person on the phone who would just take one off right then.

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I just sent out a strong DV letter and also listed the updated account as a duplicate TL.....

It has only been a week since I sent it to them CMMR and I have yet to get a response from them.

I just wanted to know if I am following the right course of action. Any other thoughts or opinions would be greatly appreciated.

You are following the right coures. Be patient. As long as the mark your CRs "in dispute", they can take as long as they want to respond.

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