This can't be legal and who is CCR - advice please

[Montana]

The past three days I have gotten threatening messages left on my phone. Todays threat was that they were going to file in my county court. The past two messages said that there was a case number. Loose use of the words case number but misleading.

I called them back today and they told me they are some kind group representing lawyers.

I said I might owe this money since I really dont remember much of last years turmoils. I asked them to send everything in writing and I will take care of this.

They refused to send me anything in the mail. Saying they mailed something in January. I told them I moved last summer and never got anything in the mail and I gave them my current address. They said they are going to file in court today against me. And refused to send anything in writing. I asked them again today to give me the lawyers name and I will contact him and work this out and they refused to give me the lawyer name and hung up.

As far as I am concerned, today is the first contact.

What should be my next step ?

[nascar]

What number did the calls come from?

[Montana]

I dont have caller ID hooked up right now. And yes that angers me.

I just called and talked to someone else there. He said the name of this company is CCR and Associates. And that they are NOT bound by the FDCPA. They somehow represent attorneys trying to collect debts. Yet they refused to give me any lawyers names. I asked this man for their mailing address and he continued to ask me why and I said to write a letter, pay a debt. He refused to give me the mailing address. He then said they have offices in all 50 states. Again my AG couldnt find them listed.

I just got out of the phone with my state attorney generals office and she couldnt find these people listed or licensed in CO. She is very interested in knowing who they are and where they are.

Thank you

[nascar]

They're a bottom-feeder debt collector who operates phone scams trying to get people to pay money by threatening lawsuits, arrests, etc.

[Montana]

NASCAR, are they an actual debt collector. Are they bound by the FDCPA ?

If so my AG office, the debt collections licensing board has never heard of them and they are not licensed in my state.

They could be low lifes, but I wonder what name they are using in my state or if they are even licensed in my state. I guess if I get something in the mail or I get sued than I will know and be mad.

Threatening a law suit and not being able to follow through is another fdcpa violation I believe.

[nascar]

NASCAR, are they an actual debt collector. Are they bound by the FDCPA ?

This is the info I have. If someone has more accurate info, or if I'm wrong, please let me know.

As far as I can tell, CCR and Associates a/k/a Patrick Corbett Law is a debt collection firm in New York. He has been known to operate under other names as well. Yes, they are subject to the FDCPA. I don't have a phone number but his fax is 716-681-2892

[Montana]

Thank you. I will call my AG on Monday and let them know. As far as the list they have on the web site, this company or the aka isnt even licensed to collect debts in my state.

If they sue or make anymore idiot phone calls I guess I will have to do something. Most likely file a complaint with my state AG. If they are regulated by state and federal fdcpa, they have already racked up more than $8k in violations.

In the meantime I should just call the original creditor, see whats what. And if I owe I will pay them. If they say its not their debt anymore. Who knows.

Amazing how these debt collectors are really idiots, if they just tried and be decent and legit at least the first phone call, they might actually collect more money.

[jetscarbie]

This is the info I have. If someone has more accurate info, or if I'm wrong, please let me know.

As far as I can tell, CCR and Associates a/k/a Patrick Corbett Law is a debt collection firm in New York. He has been known to operate under other names as well. Yes, they are subject to the FDCPA. I don't have a phone number but his fax is 716-681-2892

Yes, I think that is who they are. My SIL use to get harrassed by these people. I think they do payday loans...or bad checks.

[admin]

here is something you should watch:

http://geeks.pirillo.com/forum/topics/debt-collection-fraud-dateline

[cbairey]

Thank you. I will call my AG on Monday and let them know. As far as the list they have on the web site, this company or the aka isnt even licensed to collect debts in my state.

If they sue or make anymore idiot phone calls I guess I will have to do something. Most likely file a complaint with my state AG. If they are regulated by state and federal fdcpa, they have already racked up more than $8k in violations.

In the meantime I should just call the original creditor, see whats what. And if I owe I will pay them. If they say its not their debt anymore. Who knows.

Amazing how these debt collectors are really idiots, if they just tried and be decent and legit at least the first phone call, they might actually collect more money.

I would NOT trust a website for Licence info call your state Licence dept, they may have different trade names and the Lic could be under one of those, just make sure you have a good address for them,

[astiman]

If this is first contact they are required to dun you within 5 business days.

Send them a DV letter. Do not talk to them on the phone. Start a paper trail.

[Montana]

CB..... I called them and they refused to give me their address. And I did call the state AG and she was very interested in who this company was. She did all kinds of searches with the phone number and company name and found nothing.

They have already broken numerous fdcpa laws. At the least on Monday I am going to file a written complaint with my state AG. That will get a paper record started on this. The AG will then call them at least tell them to cease operating in my state until they get a license etc.

Then see if I get a letter. I will also call the original creditor and deal with them unless they say they sold it instead of just hired someone to get a debt.

[cbairey]

CB..... I called them and they refused to give me their address. And I did call the state AG and she was very interested in who this company was. She did all kinds of searches with the phone number and company name and found nothing.

They have already broken numerous fdcpa laws. At the least on Monday I am going to file a written complaint with my state AG. That will get a paper record started on this. The AG will then call them at least tell them to cease operating in my state until they get a license etc.

Then see if I get a letter. I will also call the original creditor and deal with them unless they say they sold it instead of just hired someone to get a debt.

"Douglas R. Burgess Law Offices, LLC" aka "Burgess Law Offices, LLC"

2265 George Urban Blvd.

DePew, NY 14043

Phone: 800-359-0751

800-976-0898

716-839-9270

Fax: 716-681-2892 ( **The fax number )

716-631-3876

i just put in the phone and searched and found this , hope it helps

[cbairey]

NYS Department of State

Division of Corporations

Search Results

Selected Entity Name: LAW OFFICE OF DOUGLAS R. BURGESS, LLC

Selected Entity Status Information Current Entity Name: LAW OFFICE OF DOUGLAS R. BURGESS, LLC

Initial DOS Filing Date: AUGUST 20, 2007

County: MONROE

Jurisdiction: NEW YORK

Entity Type: DOMESTIC PROFESSIONAL SERVICE LIMITED LIABILITY COMPANY

Current Entity Status: ACTIVE

Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)

LAW OFFICE OF DOUGLAS R. BURGESS, LLC

480 RIDGE ROAD WEST, 2ND FLOOR

ROCHESTER, NEW YORK, 14615

Registered Agent

NONE

NOTE: New York State does not issue organizational identification numbers

Selected Entity Name: OFFICE OF DOUGLAS R. BURGESS, LLC

Selected Entity Status Information Current Entity Name: OFFICE OF DOUGLAS R. BURGESS, LLC

Initial DOS Filing Date: OCTOBER 27, 2005

County: MONROE

Jurisdiction: NEW YORK

Entity Type: DOMESTIC LIMITED LIABILITY COMPANY

Current Entity Status: ACTIVE

Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)

OFFICE OF DOUGLAS R. BURGESS, LLC

480 RIDGE ROAD WEST, 2ND FLOOR

ROCHESTER, NEW YORK, 14615

Registered Agent

NONE

this is all i found

[astiman]

This is interesting....scam collector

http://800notes.com/Phone.aspx/1-716-833-0188

[Montana]

I just called my state again and this Douglas Burgess isnt even licensed to work in Colorado.

As an attorney or collection agency.

I am guessing that this law firm has to follow the FDCPA or am I wrong ?

[gator944]

Check your state's version of the FDCPA. Here in Florida, anyone collecting a debt (OC, 3rd party, or JDB) is classified as a collector, bound by the Florida version of the Debt Collection Practices Act.

[KCG116]

If they are indeed in NY you can also file a complaint with the Dept of Consumer Affairs as well as the grievance committee for the area they are in. (GC handles sanctions against attorney licenses).

Good luck!

[astiman]

Wait...CCR....my mind is swirling....

Where is John Fogerty when I need him?

[boondocksnt1210]

Called my parents house whom I have not lived with in almost 10 years and never when they had current phone number. Returned call to this number left on the machine stating I was a "person of interest in a matter" the company name is CCR and Associates. Claimed that I owed a debt to two payday loan companies and I have never taken a payday loan before in my life.

I asked them to send me proof of debt and they refused, told me they didn't keep it in their office and that they would be prosecuting me and I will probably go to jail. I called the company they stated the original debt came from and they have no records of me ever having a done business there let alone a debt with them! This was 6 months ago. Never received any court documents.

Got another call to my parents home today stating the same thing. Called back and was again threatened with court proceedings but was told that they have will only communicate or provide proof of debt to an attorney. I told them to provide ME with proof of the debt or quit calling me. we will see what happens.

[1stStep]

boondock---

I counted at least 3 FDCPA violations in your post... I'd send them a letter to document them.

Send it Certified Mail...

[Adalida]

I got a call about a two months ago from the jerks. Funny I actually answered this one too. They stated a owed a payday loan from 2001 that they are preparing to file court proceedings on. I feel greatful for this site, simply because I would have had no idea what I would have said. I asked the for proof and the agent said they would not mail out proof, simply because it was too expensive to send out this information because most don't reply to it and they are out the money. I also asked if this alleged debt was mine, wouldn't it be outside of the SOL? HE replied, there is NO SOL on this. My last question was how they were exempt from Arizona's SOL, when no one else is. I am afraid that last question got me a dial tone. I was having so much fun too....

[tropicaljo]

Makes my day when I can frustrate a collection agent enough that he/she hangs up on me!

[kimberlyd]

I just gave these people all my bank account information (after they provided me with 2 legit bills I owe).

Asked them for some backup info, and after several tries, they finally sent me a letter head demand letter, outlining my payment arrangement. Email came from a GMAIL account. So I decided to look them up. I cant find anything at all except for this forum mentioning them.

Any suggestions on what I should do next? Do I need to stop them from taking this money from my account because they are not actually handling my debt?

[Denita]

I would close your account right away. Giving account numbers to an unknown person over the phone is ripe for abuse ...they can drain your account. Go now. Close the account. Open an account somewhere else. Make sure you put a stop payment on those outgoing drafts.