Kaveri Posted April 14, 2009 Report Share Posted April 14, 2009 My ex-wife now lives with me and she has been having a CA call the house for a cell phone account she had about 6 yrs ago. At first, the agent would not give me any information. I told him that if anybody was going to pay her bill that it would be me (still not giving name or relationship). At that point, he gave me all of the account information and offered to send me an email with more information. I said he would not be receiving any form of payment without proof that she owed the debt. Am I wrong, or is this actually a violation by the CA? If so, what action should we take against them? Link to comment Share on other sites More sharing options...
Rick9972 Posted April 14, 2009 Report Share Posted April 14, 2009 My ex-wife now lives with me and she has been having a CA call the house for a cell phone account she had about 6 yrs ago. At first, the agent would not give me any information. I told him that if anybody was going to pay her bill that it would be me (still not giving name or relationship). At that point, he gave me all of the account information and offered to send me an email with more information. I said he would not be receiving any form of payment without proof that she owed the debt. Am I wrong, or is this actually a violation by the CA? If so, what action should we take against them?I do not see a violation here, if anything I see that you have just accepted responsibility for this bill. I would be very suprised if it does not show up on your CR soon. Link to comment Share on other sites More sharing options...
Robert Nashville/Savannah Posted April 14, 2009 Report Share Posted April 14, 2009 My ex-wife now lives with me and she has been having a CA call the house for a cell phone account she had about 6 yrs ago. At first, the agent would not give me any information. I told him that if anybody was going to pay her bill that it would be me (still not giving name or relationship). At that point, he gave me all of the account information and offered to send me an email with more information. I said he would not be receiving any form of payment without proof that she owed the debt. Am I wrong, or is this actually a violation by the CA? If so, what action should we take against them?I think you may well have screwed the pooch on this one.As I understand the law, it's generally permissible for a collector to discuss a debt with a "spouse" and while this may be your "ex-spouse", the fact that you are living together somewhat negates the "ex" distinction in my mind.Even if it is a violation, I suspect you would have a difficult time getting a court to agree that releasing the info to you was a violation or that the court would care much given the circumstances.If they commit a string of violations then you might have something worth pursuing...in the meantime, I'd suggest you or your ex-spouse concentrate on addressing the real issue which is the alleged debt. Link to comment Share on other sites More sharing options...
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