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Can we sue a debt collector for state violations? and win


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This is not a account specific question, but...

If you live in a state where a dc must have a dc license. Could you sue and win on this point alone? Has anybody on here actually done this and won? Any good case laws to cite?

In TN, a debt collector must have a license to do business in TN

T.C.A. 62-20-105.

62-20-123 makes a violation a Class C misdemeanor ($50 fine).

I know section 816 of the FDCPA relates to states' law, so you could sue for state violations as well as FDCPA violations, but would you win for either?

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