Clara Posted May 1, 2009 Report Share Posted May 1, 2009 Hello,First time here, but have read many threads!!I had OLD debts that was constantly paying, they were sent to collections, but I was still making payment arrangements. This year I was finally able to pay them all in full. Paid five colections and one Judgement (these were all my debts) and could not pretend they were not mine becuase I had never stopped paying.I now want to buy a house but since all these negative notes on my account were recently updated (February 2009) my credit went down drastically.I just learned that I should have paid with money orders but I paid all accounts in full with checks and my debit card.Is there any way I Can dispute these accounts and remove them? specially the JUDGEMENT. If so please tell me how.I feel as if I have tried forever to fix my credit but can't. I really would like to purchase a house but my credit won't allow it.Positive things on my credit1-Car loan1-Retail Store credit card1- Secure credit Cardand a bunch of collections (3 noted as paid and two as settled) Link to comment Share on other sites More sharing options...
Denita Posted May 1, 2009 Report Share Posted May 1, 2009 Did you record the Satisfaction of Judgment in your county? Link to comment Share on other sites More sharing options...
Clara Posted May 2, 2009 Author Report Share Posted May 2, 2009 I called the original Law firm that handled my case and they told me tha I should be getting (in the mail) a package from them. Once I get it I should make copies and send it to the Credit Bureau people so my credit is changed.Is this correct, or do they have to do that??I have not notified anybody because all events happened in NYC and I now live in PA.Thanks Link to comment Share on other sites More sharing options...
jatneal Posted May 2, 2009 Report Share Posted May 2, 2009 once it is proven that it is paid the CRA will update to paid. EX deleted mines, i just disputed it as not mine. TU just updated it to paid Link to comment Share on other sites More sharing options...
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