tmac01 Posted May 3, 2009 Report Share Posted May 3, 2009 Its been hard work and some luck along with that but after 4 and a half years I have made the 700 club. I finally bit the bullet and called my mortgage lender I just used to purchase my home and said " can you pull my credit report ? " of course she asked why and I told her and she gave me my scores. I still have some old school loans that were reported late when I was in-school deferment but they have been consolidated and are about a month from the SOL but even with those three negative loans I am still in the 700 club. Those scores of 701 and 705 could go up or down but as I continue to pay off debt I hope they continue to go up. In my situation I actually have several college degrees so my school loans are like having another car payment Oh well maybe Obama can help me EQ-722EX-705TU-701 Link to comment Share on other sites More sharing options...
aloha Posted May 3, 2009 Report Share Posted May 3, 2009 hey, wow... congratulations! Link to comment Share on other sites More sharing options...
Denita Posted May 3, 2009 Report Share Posted May 3, 2009 Congratulations on your entry into the 700 club! Time to celebrate! Link to comment Share on other sites More sharing options...
Amerikaner83 Posted May 3, 2009 Report Share Posted May 3, 2009 well done! Link to comment Share on other sites More sharing options...
tmac01 Posted May 4, 2009 Author Report Share Posted May 4, 2009 Thanks all and thank you Kaner cause I know I PM'd you many times and you were always there to help Link to comment Share on other sites More sharing options...
Carolinablue Posted May 7, 2009 Report Share Posted May 7, 2009 FANTASTIC!!! Good for you! Link to comment Share on other sites More sharing options...
Mische Posted May 14, 2009 Report Share Posted May 14, 2009 GREAT ACHIEVEMENT.. take good care of your scores Link to comment Share on other sites More sharing options...
tmac01 Posted May 16, 2009 Author Report Share Posted May 16, 2009 GREAT ACHIEVEMENT.. take good care of your scoresThank you ! Oh I have taken good care of my scores for many years now and having good credit is actually an obsession for me My TU went from 701 to 731 back to 717 in like a week can't figure that one out though ! Thanks Link to comment Share on other sites More sharing options...
moonwife Posted May 19, 2009 Report Share Posted May 19, 2009 Can I ask where you started? How did you do the process? Link to comment Share on other sites More sharing options...
Mische Posted May 20, 2009 Report Share Posted May 20, 2009 yeah maybe you can also share to us what were the things you do to achieve great credit scores. Link to comment Share on other sites More sharing options...
tmac01 Posted May 22, 2009 Author Report Share Posted May 22, 2009 yeah maybe you can also share to us what were the things you do to achieve great credit scores. First and foremost I read, read, read and read more from this site and I did buy the book " Good credit is sexy ! " One thing I know everyone on this board will agree with is that there is no one way to go about it. Now their are definitely things you do not want to do. I started at first by disputing everything and seeing what fell off. Now my credit was not that bad and I had some things that were not mine on my CR. Anyway, that got rid of half of my stuff and my scores went up. I personally did everything from DV's to CRA request for verification. I called CRA's and put on my acting face and even got some removed that way. I got to know a few people from the CRA's and they helped me as well. My last few baddies were done via online dispute and they came off ASAP and I know people don't agree with that but it worked for me. If you ever have any questions just PM me I'd be more than happy to help and there are so many valuable people on this board. Good Luck Link to comment Share on other sites More sharing options...
Recommended Posts