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Hi everyone, I'm a newbie and I have a question about inquiries


thgray
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I read that inquiries for large purchases, house, car have a grace period of about 45 days when your shopping around, so you can't get hit for every single inquiry for multiple lenders. is this true and if so a great tool to delete inquiries

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Hi thgray, it's not so much that it is grounds for getting inquiries deleted. It just means that when your score is calculated, a cluster of inquiries in a week "while shopping around" doesn't count against you as much as if the inquiries were spread out.

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