tigon20 Posted May 8, 2009 Report Share Posted May 8, 2009 I had account with ATT wireless in 2001 and closed in 2002 due to lost phone and they charge me for $1996. Now when I try to apply for home loan, credit repair service try to fix my credit. This ATT wireless account reposted as new collection.original creditor : 01 ATT wireless palisadesAccount # xxxxxxxHight balance : 1996Date opened 07-07-2006Date reported 03-0-2009balance 3200condition 03-02-2009Is there anything I can do to remove this ...The home loan was denied and the credit repair service don't do anything for me right now. I need your advice pleasetigon20 View Public Profile Send a private message to tigon20 Find all posts by tigon20 Add tigon20 to Your Buddy List Link to comment Share on other sites More sharing options...
newryman Posted May 8, 2009 Report Share Posted May 8, 2009 SOL on phone accounts is federal so 2 years. What was the date of last activity? Link to comment Share on other sites More sharing options...
ALVA Posted May 8, 2009 Report Share Posted May 8, 2009 They can't sue, but they can report the full 7.5 years. Should come off soon, so you may want to try disputing it as obsolete. Link to comment Share on other sites More sharing options...
tigon20 Posted May 9, 2009 Author Report Share Posted May 9, 2009 i already dispute as out of dated but it come back as verify. one of the credit in house did it when i apply for home loan. Can I dispute again? this time i try to do by myself after i found this website Link to comment Share on other sites More sharing options...
creditidol Posted May 9, 2009 Report Share Posted May 9, 2009 Send me your email, i got two of these removed from palisaides. What state are you in?Look to see if the your state has laws about collection companies must have a bond to do business. This is the easiest fastest way to deal with these crooks. Link to comment Share on other sites More sharing options...
tigon20 Posted May 10, 2009 Author Report Share Posted May 10, 2009 i'm in Texas now but I open the account in CA back in 2001 Link to comment Share on other sites More sharing options...
tigon20 Posted May 10, 2009 Author Report Share Posted May 10, 2009 i'm in Texas now but I open the account in CA back in 2001. I can not sent you email because I need to post more than 15 message in other to sent out the email address. Link to comment Share on other sites More sharing options...
lobsterboy Posted May 13, 2009 Report Share Posted May 13, 2009 Send me your email, i got two of these removed from palisaides. What state are you in?Look to see if the your state has laws about collection companies must have a bond to do business. This is the easiest fastest way to deal with these crooks.Could you help me out Palisades has an old att of mine form 2002 and they just keep changing dates I have done everything any suggestions?I am in Miami Florida Thanks in advance Link to comment Share on other sites More sharing options...
Fizzle1979 Posted May 18, 2009 Report Share Posted May 18, 2009 Are you familiar with the Texas Finance Code 392 Debt Collection? Link to comment Share on other sites More sharing options...
tigon20 Posted May 19, 2009 Author Report Share Posted May 19, 2009 no I don't. Would you post them here for me please . I can not PM you unless I have posted 15 message. Thanks Link to comment Share on other sites More sharing options...
Fizzle1979 Posted May 20, 2009 Report Share Posted May 20, 2009 You see the test in my signature that says Texas Finance Code ? Click on it. Read it. Read it again and then again. Link to comment Share on other sites More sharing options...
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