swampman Posted May 20, 2009 Report Share Posted May 20, 2009 I had a court judgment against me brought by the first JDB. So I waited for over a year and nothing happens. Then I found out recently that the first JDB with the judgment sold my debt to another JDB.Does the court judgment brought by the first JDB still hold or does the second JDB need to refile the case against me? Link to comment Share on other sites More sharing options...
flacorps Posted May 20, 2009 Report Share Posted May 20, 2009 If you're lucky, JDB #2 doesn't even realize there's a judgment. If you're unlucky, JDB #2 will get an assignment of the judgment from JDB #1 and properly record that assignment at the courthouse and JDB #2 will step into the shoes of JDB #1 and proceed to use post-judgment remedies to try to shake you down for some money, seize assets, garnish wages and what have you. Various permutations in between are also possible (JDB #2 knows there's a judgment but can't get good cooperation from JDB #1 in getting the assignment taken care of, or JDB #2 doesn't want to bother paying to do it, etc.). Link to comment Share on other sites More sharing options...
swampman Posted May 20, 2009 Author Report Share Posted May 20, 2009 Wouldn't JDB #1 tell JDB #2 that there was a judgment? And how would I find out if JDB #2 records that assignment at the courthouse? Link to comment Share on other sites More sharing options...
newryman Posted May 20, 2009 Report Share Posted May 20, 2009 Was the judgement correct in the first place? What is the chain of events that led to the judgement? Was it a default judgement? Also do not assume that JDB's are capable of tying their shoelaces without mommies help (we all know there was never a daddy around ) let alone conducting a business transaction in a legal and diligent fashion. You might as well wish for the tooth fairy to leave a winning lottery ticket under your pillow as expect that. Link to comment Share on other sites More sharing options...
merrybucks Posted May 21, 2009 Report Share Posted May 21, 2009 Wouldn't JDB #1 tell JDB #2 that there was a judgment?It would have been sold to JDB#2 as a judgment. Link to comment Share on other sites More sharing options...
flacorps Posted May 21, 2009 Report Share Posted May 21, 2009 It would have been sold to JDB#2 as a judgment.Assuming JDB#1's information systems were correct and JDB#1 had timely received paperwork from their attorney. That's a lot to assume. They may catch up, they may not. Link to comment Share on other sites More sharing options...
swampman Posted May 21, 2009 Author Report Share Posted May 21, 2009 I have moved out of the state where the original judgment took place. Would JDB #2 have to refile in the new state? Link to comment Share on other sites More sharing options...
flacorps Posted May 26, 2009 Report Share Posted May 26, 2009 I have moved out of the state where the original judgment took place. Would JDB #2 have to refile in the new state?Not a whole case ... just a UEFJA filing. There aren't many grounds to fight that, but there are a few. Link to comment Share on other sites More sharing options...
Spinner Posted May 27, 2009 Report Share Posted May 27, 2009 A letter from CA is an invitation. Send the CA a letter stateing that you refused there services. Link to comment Share on other sites More sharing options...
flacorps Posted July 9, 2009 Report Share Posted July 9, 2009 On another board I recently saw a settlement offer from a JDB that basically said "this settlement offer only applies if we do not already have a judgment ... if we have a judgment, the offer is null and void." Clearly, this JDB buys "tapes" of defaulted debt that lack pertinent details like whether the cases that have been sent out to lawyers have actually resulted in judgments.The JDB apparently has concluded that writing dunning letters with offers that make it look foolish produces a better result for it than actually performing due diligence before or after they purchase their tapes. That's their decision to make, but if you ever had any respect for the industry, the last of it probably went out the window on that one... Link to comment Share on other sites More sharing options...
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